Some very good improvements are likely to be in the offing in the year ahead where your material interests are concerned. Be watchful for sudden shifts in conditions that could prove very advantageous to your bank balance.

SCORPIO (Oct. 24-Nov. 22) -- Instead of allowing yourself to be bogged down with unworkable procedures, use your brains to come up with some better ways of doing things. Your ideas will go like gangbusters.

SAGITTARIUS (Nov. 23-Dec. 21) -- What would make you extraordinarily productive is getting involved in projects or tasks you truly enjoy doing. The key is to put aside distasteful chores, if you can.

CAPRICORN (Dec. 22-Jan. 19) -- You could be put in a position to finally put a lid on a matter that has caused you a great deal of aggravation. Even if the end result isn't optimal, make it something you can live with.

AQUARIUS (Jan. 20-Feb. 19) -- Make sure you aren't so tightly structured that you lack mobility. The opportunities you get might require you to make adjustments to suit your need.

PISCES (Feb. 20-March 20) -- Be watchful for material benefits to come your way through a very unusual chain of events. What transpires might enable you to generate some large returns from a previously untapped source.

ARIES (March 21-April 19) -- Don't hold back from expressing your originality or inventiveness. Let loose, because your ideas and thoughts are likely to be far more creative than usual.

TAURUS (April 20-May 20) -- The way you accomplish your aims isn't likely to be found in your original game plan. Some of your brightest ideas will come in medias res.

GEMINI (May 21-June 20) -- The more you associate with progressive and futuristic thinkers, the more creative your concepts become. There's a chance you'll be putting something together with just such a visionary colleague.

CANCER (June 21-July 22) -- Put down on paper any flashes of insight regarding creative ways to handle a recent development. They'll be some crackerjack schemes.

LEO (July 23-Aug. 22) -- Just because some ingenious ideas come so easily for you, don't make the mistake of discarding them. Your greatest and most quality ideas are likely to arrive like a bolt from the blue.

VIRGO (Aug. 23-Sept. 22) -- Be prepared to make fast moves and accept quick decisions involving your commercial affairs. By doing so, you open the door for something beneficial to manifest itself.

LIBRA (Sept. 23-Oct. 23) -- You're likely to run into someone who you recently met and get a chance to know him or her better. You'll find you have much in common on which to build a relationship.

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