An excellent way to make a lot of money in the year ahead is to emulate our old friend the turtle. Slow but steady progress can turn out to be one of the swiftest ways to achieve an ambitious objective.

TAURUS (April 20-May 20) -- Having concern for others is noble, but what really puts you in the right is that you help people without calling attention to it.

GEMINI (May 21-June 20) -- Although you might not show any outward enthusiasm for the ideas or endeavors of others, you'll appreciate what they do and, actually, won't hesitate to try them yourself.

CANCER (June 21-July 22) -- Even if your current actions seem like they could be profitable, you'll still need to prime the pump to get things going. Make sure that trickle develops into a strong, ropy flow.

LEO (July 23-Aug. 22) -- Because you're full of fresh and innovative ideas, those with whom you get involved will find you to be a most simulating and interesting person. You make life interesting.

VIRGO (Aug. 23-Sept. 22) -- There is no doubt that substantial returns can be generated through some type of collective endeavor. Don't try to do things on your own -- team up with others.

LIBRA (Sept. 23-Oct. 23) -- Although it isn't a departure from what you might usually take on when circumstances call for it, you will do quite well acting as a middleman. Do your thing.

SCORPIO (Oct. 24-Nov. 22) -- Victory in a career situation will not be predicated upon who you know but what you know. If you're better prepared than the next guy or gal, you'll come out ahead.

SAGITTARIUS (Nov. 23-Dec. 21) -- You have much more in common with someone you recently met than you may initially realize. Today could mark the beginning of a long-term relationship with this person.

CAPRICORN (Dec. 22-Jan. 19) -- Only if you truly feel that you could help should you offer some advice to a friend who is seeking an honest assessment of a puzzling situation. What you see could be of crucial assistance.

AQUARIUS (Jan. 20-Feb. 19) -- Keep as many channels of communication open as possible. The more people with whom you brainstorm, the greater the chances you have of finding new opportunities.

PISCES (Feb. 20-March 20) -- Even tiny returns could be extremely significant. Several people might have ways for you to make small gains, which collectively could add up to quite a bundle.

ARIES (March 21-April 19) -- Because your directives are nicely given and make sense, those in your charge will have no trouble following your lead. You won't demand anything of them you wouldn't do yourself.

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