Notable improvements in your material affairs are likely in the year ahead if you put your mind to it. Although some might not consider your acquisitions gigantic, they will be significant and meaningful to you.

CAPRICORN (Dec. 22-Jan. 19) -- If you find yourself badly in need of a small but urgent favor, go to someone you help all the time. Anyone of this ilk would be eager to do what he or she can for you.

AQUARIUS (Jan. 20-Feb. 19) -- A rather big opportunity could come in a small package. Someone you know socially who is involved in a new enterprise might want to bring you in on the action.

PISCES (Feb. 20-March 20) -- In order to have a chance for good results, don't broadcast your ambitious intentions. Take positive measures to accomplish your aims and speak only after your efforts are fulfilled.

ARIES (March 21-April 19) -- Faith is based on believing in something about which little or no proof exists. The more faith you place in someone, the more you'll think that she or he will come through for you.

TAURUS (April 20-May 20) -- Although you aren't apt to seek out competitive situations, you aren't likely to dodge them either. Once you enter a race, however, you'll thoroughly enjoy the challenge.

GEMINI (May 21-June 20) -- If you don't feel you are being weighed down by a difficult situation, the more open you'll be to suggestions on handling one. Someone will have the perfect solution for you.

CANCER (June 21-July 22) -- Things will go more smoothly when implementing an important change if you handle any complications that arise one at a time. It'll reduce your chances of bungles and gaffes.

LEO (July 23-Aug. 22) -- Because you'll enjoy testing your physical skills as well as your mental abilities, try to find and participate in a fun activity that would challenge both your muscles and your brainpower.

VIRGO (Aug. 23-Sept. 22) -- Be sure to dot every "i" and cross every "t," especially in a critical matter that you're attempting to finalize. All those small details can be of greater significance than usual.

LIBRA (Sept. 23-Oct. 23) -- You're likely to be acutely aware of the shortcomings of others, but you should take strides to offer your insights in the form of constructive criticism, not put-downs.

SCORPIO (Oct. 24-Nov. 22) -- The possibilities for making personal gains look very good. Although many people might not consider yours a hefty haul, it could still be a significant amount to you.

SAGITTARIUS (Nov. 23-Dec. 21) -- You'll be far better equipped to handle assignments of a mental nature than you will be attempting most physical tasks. Thus, delegate the grunt work while personally seeing to the matters that require the little gray cells.

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