You're the type of person who enjoys being able to operate independently of others, yet in the near future some of your biggest successes are likely to come through joint endeavors, not necessarily from solo efforts.

PISCES (Feb. 20-March 20) -- Someone who is indebted to you isn't likely to clear up his or her obligation in the agreed-upon time without being prodded to do so. It will be up to you to provide the necessary reminder.

ARIES (March 21-April 19) -- Ignore any inclinations you have to postpone making a difficult decision. Nothing will change with time, and you'll only be putting off doing what you must take care of eventually.

TAURUS (April 20-May 20) -- Substantial achievements can be made, provided you're willing to face facts and pay the price. You're going to have to earn what you want the hard way: by doing it yourself.

GEMINI (May 21-June 20) -- Your energy, drive and luck all have their limitations, so don't push any one of them too far. The results could end up being counterproductive.

CANCER (June 21-July 22) -- When it comes to handling a delicate domestic development, be smart and use a featherlike touch. Heavy-handed methods are only likely to create additional rebellion.

LEO (July 23-Aug. 22) -- Think before you open your mouth when conversing with your pals. If you don't, there's a strong chance that you could unwittingly blurt out some caustic remarks that won't be readily forgiven.

VIRGO (Aug. 23-Sept. 22) -- You should of course look out for your own interests, but do so in ways that won't hurt others in the process. If you steamroll people to get what you want, you'll have very little to show for it in the end.

LIBRA (Sept. 23-Oct. 23) -- Even though you might have considerable reserves upon which to draw, it still might not be enough to accomplish your aims. However, don't lose heart, you'll have it all soon.

SCORPIO (Oct. 24-Nov. 22) -- Usually it doesn't take much to arouse your optimism, yet testy circumstances might cause you to think negatively. Don't let gloom overshadow the light.

SAGITTARIUS (Nov. 23-Dec. 21) -- Don't allow old objectives or friends to suffer neglect because of a newfound enthusiasm on your part. Give each one the proper, adequate attention it deserves.

CAPRICORN (Dec. 22-Jan. 19) -- This might be one of those days when the progress you make isn't as rapid as you would like it to be. However, keep in mind that each and every step you make moves you closer to your goal.

AQUARIUS (Jan. 20-Feb. 19) -- Although your faith might be put to the test, remember that as long as you hold fast to the things you believe in, life will eventually work out to your satisfaction.

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