Provided you are more concerned about gaining material security in the year ahead than you are about being popular, you should be able to make significant gains in your work or career. Be pragmatic about your goals.

SCORPIO (Oct. 24-Nov. 22) -- Procrastinating on things you know must get done will invite trouble down the line. The extra time you now have at your disposal will fly by, never to be retrieved again.

SAGITTARIUS (Nov. 23-Dec. 21) -- Attempting to do only what you can get away with for the moment might be very appealing, but the things you fail to do will quickly catch up with you and cause all kinds of trouble.

CAPRICORN (Dec. 22-Jan. 19) -- Underestimating the caliber of your competition is foolhardy. Those you think you can easily vanquish whenever you choose might take you out instead if you're unprepared.

AQUARIUS (Jan. 20-Feb. 19) -- It's imperative that you keep an open mind to all contingencies. Harboring negative, pre-conceived ideas will needlessly work to your detriment, and be your greatest stumbling block.

PISCES (Feb. 20-March 20) -- Instead of continually letting an existing obligation weigh heavily, get it out of your mind and life once and for all. You'll lift a great weight off your shoulders if you do.

ARIES (March 21-April 19) -- Partnership arrangements could prove to be far more tetchy than usual, mostly because each party could dig in and take unyielding positions. Go it alone if you can.

TAURUS (April 20-May 20) -- Obstacles in your path could be far more prevalent than usual, but if you're doubly alert you should be able to get past them with little trouble. Keep your weather eye open!

GEMINI (May 21-June 20) -- Avoid getting involved in social situations that are replete with people who make you feel very uncomfortable. Don't open yourself up to misery and feelings of exclusion.

CANCER (June 21-July 22) -- Unless you are truly motivated to do something in particular, you could have trouble getting into gear, making this day an extremely boring one for you. Find a fun goal to chase after.

LEO (July 23-Aug. 22) -- Take care not to think of yourself as an underdog, especially when in a challenging position. What you envision is what you'll unconsciously bring into being.

VIRGO (Aug. 23-Sept. 22) -- The family budget will suffer considerably if you or other family members ignore your pledge to be prudent, and needlessly spend monies you can't afford. Be watchful.

LIBRA (Sept. 23-Oct. 23) -- If you've been pushy, uncooperative or moody with friends lately, you could find yourself with an open dancing card. The gang isn't likely to tolerate spoilers; get back in character.

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